The streamline refinance is very simple and quick. There is no appraisal required, no need to verify income or assets, and no "hassle".

Consumers Mortgage covers all the closing fees such as title search, title insurance, closing attorney's fees, flood certification, and recording fees. Plus your $250 application deposit is refunded to you.

If you have an FHA or VA mortgage, there is no reason not to do the "streamline" refinance at no cost to lower your rate!