Weknow that the privacy of your personal information is important to you. Thatswhy we want you to know how we protect your privacy and the measures we take tosafeguard your information.
Wehave built our business on a foundation of integrity, honesty, and trust. Thesevalues are reflected in our longstanding commitment to protect your privacy.
Onthis Web site, we strive to provide you with the most comprehensive anddependable source of life insurance and financial products information on theWeb. You can access this information with complete anonymity. Whetherresearching our products and services, using our tools, or accessing oureducational content, you need provide no personal information whatsoever.Whenever you do supply personal information, such as your name, address,telephone number, or e-mail address, it is kept secure and used solely toanswer your inquiry, comply with your request, or supply you with informationabout new products and services to help you meet your needs.
Tomeet our users needs with insurance and financial products and services, wedepend on certain information. In gathering and maintaining this information,we pledge to
Collectonly the information we need to deliver superior products and services to you.
Preventunauthorized access to your information.
Refuseto disclose your health information to third parties for marketing purposeswithout your consent.
Requirecompanies that help us service your policy or account to protect yourinformation in accordance with strict privacy standards.
Maintainup-to-date privacy notices on our Web sites.
Thefollowing policies and procedures protect the privacy of your information:
Informationyou provide on applications and other forms (including name, address, incomeand other household information)
Dataabout your transactions with us (such as the type of products you havepurchased and your account status)
Informationgathered on our Web sites through online forms and site visit data collectedthrough the use of information-collecting devices known as cookies
Healthinformation, collected with your authorization, if you apply for products suchas life insurance or long term care insurance
Access to information gathered on our Web sites islimited to personnel who need the information to perform their jobresponsibilities. We maintain physical, electronic, and procedural safeguardsthat meet or exceed state and federal regulations. We continually update andimprove our security standards, procedures, and technology to protect againstunauthorized access to your confidential information.
We may share your personal information within theNew York Life Family or with non-affiliated companies as described below.
Wemay share your information within the New York Life Family as permitted by law,including for routine business administration.
Wemay share information with non-affiliated companies as allowed by law, such asfirms that perform services on our behalf including administering and marketingour products. We require these companies to meet strict privacy standards.
Wemay disclose information to non-affiliated entities when required by law, suchas to respond to a subpoena, to prevent fraud, or to comply with aninquiry by a governmental agency.
Ifyou need more information about our privacy policy, you can call us toll freeat (800) 790-7783. Since New York Life maintains many Web sites, when youcontact us, please specify the site you have comments or questions about.
Thisprivacy policy takes effect April 1, 2001. You can always review the currentprivacy policy from the front page of this site.
Questions andAnswers About Privacy:
Whatinformation is collected by this site and how is it used?
Howdoes this site use cookies?
Whatprivacy rules apply when I visit other Web sites?
Whatsecurity measures does the site maintain to protect my personal information?
Howdoes the site protect childrens privacy?
Howcan international visitors use the site?
Howwill I know if the Privacy Policy changes?
Our commitment to you
You can use most of this Web site without submitting anypersonal information. The on-line calculators and information about ourproducts and services can all be accessed without providing anypersonally-identifiable information about yourself. When you
Ifyou would like to receive any additional information, such as a brochure, youwill need to provide us with your contact information. We will use thisinformation only to fulfill your request.
This Web site may provide information about careers atNew York Life and about becoming a New York Life agent. Should you choose tosubmit your resume on-line, it will be forwarded to the people responsible forfilling the relevant position. No other use is made of this information.
Like many Web sites, we collect limited anonymousinformation about our users and their systems. When users come to our site, wemay collect their IP addresses, browser types, the domain they came from, andtheir likely country of origin. This anonymous information is aggregated and isnot associated with individual users. It is collected to help us analyze usagepatterns, improve the sites overall performance, and provide informationuseful to our users.
Likeother Web sites, this site uses cookies. A cookie is a small text filecontaining a unique identifier that is placed on your computer when you visitthis site. We use cookies to generate meaningful usage statistics by identifyinghow many unique visitors entered the site and the specific pages that theyvisited. Cookies do not damage your system or files in any way.
Mostbrowsers recognize when a cookie is offered and allow users to opt-out ofreceiving them. If you are not sure whether your browser has this capability,you should check with the software manufacturer or your Internet ServiceProvider (ISP).
Thissite provides links to other Web sites, including New York Life subsidiariesand affiliates, business partners, and third party sites containing informationthat we believe you may find useful. When you visit those sites, you will beoperating under their individual privacy policies. We encourage you to carefullyreview the respective privacy policies.
What securitymeasures does the site maintain to protect my personal information?
Wehave implemented generally accepted standards of technology and operationalsecurity to protect personally identifiable information collected online fromloss, misuse, alteration, or destruction. All information you supply on thesite is encrypted during transmission and then stored on a secure server.However, you should be aware that our return e-mail messages to you cannot beencrypted and thus cannot be considered fully secure. Non-encrypted e-mail canbe intercepted and viewed by other Internet users without your knowledge orconsent.
How does thesite protect childrens privacy?
Ourproducts and services are not designed for or directed at children 13 years ofage or younger. It is our policy never to knowingly collect or maintainpersonal information about anyone 13 years or under.
How can international visitors use the site?
Althoughthis site only addresses products sold to residents of the United States, wewelcome visitors from other countries. You can review our products andservices, use our calculators, and access articles that may be of interest toyou. As a company based in the United States of America, we operate underUnited States laws and regulations and information received from internationalusers will be stored and processed in the United States.
Wereserve the right to change this privacy policy. If we do so, we will postnotification on this site at least thirty days before the new policy goes intoeffect. To ensure you are aware of changes to our policy, we post the effectivedate of our policy. No data collected under this privacy policy will be used ina manner inconsistent with our stated policy, unless we provide you with theopportunity to tell us you would not like to participate in any programs we mayestablish.
We strive to provide you with the most comprehensivesource of life insurance and financial products information on the Web. When weask for personal information of any kind, or give you with the opportunity tosupply such information, it is solely to improve our ability to meet your needsand respond to your requests. We will continue to do whatever we can to protectyour privacy at our site.
* The New York Life Family of Companies (alsoreferred to as the New York Life Family, we, our, or us throughoutthis notice) currently includes the following affiliates and funds:
New York Life Insurance Company
New York Life Insurance and Annuity Corporation
New York Life International, Inc.
New York Life Investment Management LLC
Eagle Strategies Corp. NYLIFEDistributors Inc.
Eclipse Funds
MainStay Funds NYLIFESecurities INC.
MainStay Shareholders Services LLC
MainStay VP Series Fund, Inc. NYLINK